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Woman looking at a plumbing leak and determining whether a home warranty or home insurance (or bloth) covers the failure.

Home warranties and homeowners insurance protect your home in different ways. This guide explains what each covers, how they differ in cost and claims, and when you may need one, the other, or both.

How Does a Home Warranty Work?

Learn about home warranties and how they work to safeguard your home. Trust Sears Home Services for reliable protection.