Protect HVAC Resources

How Does a Home Warranty Work?

Learn about home warranties and how they work to safeguard your home. Trust Sears Home Services for reliable protection.

Family cooking in the kitchen with the peace of mind that appliances are covered by a home warranty.

This guide explains what home warranties typically cover, from major systems like HVAC and plumbing to appliances like refrigerators and washers. It also highlights common exclusions and how coverage works so you can choose the right plan with confidence.

Renters standing outside a rental home with confidence because the rental property is covered by a home warranty.

A home warranty for rental property helps landlords manage repair costs, improve tenant satisfaction, and protect long-term property value.

Real estate agent explaining how a home warranty can help new home owners.

A home warranty is more than protection—it’s a powerful tool for real estate professionals. Learn how Sears Protect helps smooth transactions, build client trust, and set listings apart in competitive markets.

Real estate agent putting a sold sign on a home and preparing for the closing process which involves deciding who pays for the home warranty.

Who pays for a home warranty—buyer or seller—often depends on negotiation during a real estate deal. This guide explains common scenarios, costs, and payment structures so buyers, sellers, and agents can make informed decisions.

Image of new home buyers looking at their new construction home wondering what will be covered by a new home building warranty.

A new home building warranty protects both homeowners and builders by covering workmanship, systems, and structural issues for set periods. This guide explains how warranties work, what they cover, and why they’re a vital tool for builders to build trust and safeguard their business.