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Woman looking at a plumbing leak and determining whether a home warranty or home insurance (or bloth) covers the failure.

Home warranties and homeowners insurance protect your home in different ways. This guide explains what each covers, how they differ in cost and claims, and when you may need one, the other, or both.

How Does a Home Warranty Work?

Learn about home warranties and how they work to safeguard your home. Trust Sears Home Services for reliable protection.

Woman sitting at a desk researching home warranty options on her laptop, symbolizing the decision-making process for choosing the right coverage.

Choosing a home warranty doesn’t have to be overwhelming. This complete 2026 guide walks you through coverage options, costs, providers, and key questions to help you make a confident decision.

Should I Use a Ceiling Fan with my Air Conditioner? A Comprehensive Guide image

Discover if using a ceiling fan with an air conditioner is a good idea. Get expert advice from Sears Home Services.

Glossary Terms

The drum is the core part of the washer that holds your laundry and enables the cleaning process through rotation, agitation, and rinsing.

The 608 Certification, mandated by the Environmental Protection Agency (EPA), is required for HVAC technicians to legally handle refrigerants. It ensures technicians understand refrigerant types, environmental impact, and proper handling techniques.

A compressor is a mechanical device that increases the pressure of a gas by reducing its volume, essential in various systems including refrigerators, air conditioners, and HVAC units for cooling and refrigeration processes.

A condenser is a component of HVAC and refrigeration systems, responsible for releasing absorbed heat from the refrigerant into the outside air or a water line, thus facilitating the cooling process.

Recent Appliance Symptoms

When your Payne central air conditioner won’t turn on or isn’t cooling, check for power problems, a failed capacitor, or a clogged condensate drain. This guide covers quick, safe troubleshooting steps and explains when to call Sears Home Services for expert central AC repair.

When your ICP central air conditioner won’t turn on or isn’t cooling, check for power problems, a failed capacitor, or a clogged condensate drain. This guide covers quick, safe troubleshooting steps and explains when to call Sears Home Services for expert central AC repair.

When your Heil central air conditioner won’t turn on or isn’t cooling, check for power problems, a failed capacitor, or a clogged condensate drain. This guide covers quick, safe troubleshooting steps and explains when to call Sears Home Services for expert central AC repair.

When your Carrier central air conditioner won’t turn on or isn’t cooling, check for power problems, a failed capacitor, or a clogged condensate drain. This guide covers quick, safe troubleshooting steps and explains when to call Sears Home Services for expert central AC repair.

When your Comfortmaker central air conditioner won’t turn on or isn’t cooling, check for power problems, a failed capacitor, or a clogged condensate drain. This guide covers quick, safe troubleshooting steps and explains when to call Sears Home Services for expert central AC repair.

When your Ruud central air conditioner won’t turn on or isn’t cooling, check for power problems, a failed capacitor, or a clogged condensate drain. This guide covers quick, safe troubleshooting steps and explains when to call Sears Home Services for expert central AC repair.